1. OwnBank does not charge any fees for Cash In via Instapay or PesoNet, although the payment service provider might charge processing fees.

2. For payment methods through DragonPay, such as Online Banking/E-Wallets or Cash Only, OwnBank covers some of the payment channel fees incurred from your transactions for a better service experience that caters to your daily banking needs. If your Cash In exceeds a certain number of times using the following channels, OwnBank will charge the payment channel fees:

2.1 Online Banking/E-Wallet:  ₱20 per transaction.

2.2 Cash Only: From  ₱15 to  ₱20 per transaction.

*You may see more details during the payment.

*OwnBank encourages you to choose the Cash In method according to your preference and needs. Please be sure to check with the specific channel for their respective service fees to ensure a seamless and cost-effective banking experience.

*OwnBank reserves the right to interpret the rules on fees.