ownbank Logo
Download APP
Scan download
OwnBank App
ownbank app
Other QuestionsGeneralQuestion Detail
New Interest Rates Announcement

OwnBank Interest Rate Adjustment Notice


Effective February 10, 2025, 12:00 PM, OwnBank will update the interest rates for deposit products. Please see the details below:


Updated Interest Rates:

ProductNew Rate
Own It5%
Own Wish5.55%
TD-15 Days5.3%
TD-30 Days5.5%
TD-90 Days5.8%
TD-180 Days6.0%
TD-360 Days6.5%


1. Time Deposit & Own Wish: Changes apply only to new users and deposits. Existing Time Deposit customers will not be affected unless their current deposits mature, and they choose to reinvest or avail of the new rates.


2. Own It: For existing users, the interest rate adjustment will be applied prospectively upon implementation.


In the meantime, everyone can continue to enjoy these features:


  1. Fee-Free Accounts – No minimum balance or maintenance fees.
  2. Daily Interest Earnings – Earn Daily Interest Directly with Your OwnBank Savings Account.
  3. Free Transfer Fees – Send money to any bank 24/7 at no extra charge.


Thank you for your continued trust in OwnBank.

ownbank+63 (02) 7777 0111
ownbankcs@ownbank.com.ph
ownbank505 P. Burgos Ave, Caridad, Cavite City, Cavite 4100, Philippines
ownbankownbankownbankownbank
© OwnBank All rights reserved.
Terms of UsePrivacy Policy